What to ask, and why

Should the water be traced to the floor below, or just the room I see dried?
In a two-story Highlands Ranch house, water from a second-floor laundry often ends up in the kitchen ceiling or the basement. Ask the crew to show you the moisture map for every level, not just the room where the leak started.
Am I paying for more equipment than the job needs?
Equipment counts should match the size of the wet area and the drying plan. Ask why each unit is placed where it is and ask to see the daily readings that justify keeping it running.
Who replaces the gray pipe that failed?
Pipe replacement is a plumber's job. A restoration company deals with the water damage and repairs to the structure; if your home has polybutylene lines, talk with a licensed plumber about re-piping before the next fitting fails.
How long will my house be torn up?
Drying commonly takes several days, then repairs follow. If one company is doing both mitigation and reconstruction, ask for a single schedule that covers drying, any approvals from your insurer, and the rebuild.
What if my adjuster disagrees with the estimate?
Disagreements usually come down to line items. An itemized estimate (many carriers use Xactimate) lets the restoration company and the adjuster discuss specific items with photos and readings rather than opinions.